Buy Cryptocurrency
Best Way to Buy Ripple XRP With Credit/Debit Card
One of the problems which most investors of XRP investors face is the problem to buy Ripple XRP with bank, debit card and credit card. There is very limited cryptocurrency exchange services platform which allows you to purchase Ripple XRP directly by paying money through Credit or Debit card. Mostly, the website required you to purchase Bitcoin first and then convert them into XRP. Due to double transition, you lost some coin because the rate of BTC changed very fast, second, you have to pay double transaction and exchange fee; first, the fee to change USD to BTC and then BTC to XRP. But Changelly has solved this issue.
1. Changelly
Read Our Changelly Review 2021
Changelly is a popular cryptocurrency exchange website which is specially created for the digital currency. Changelly was founded in 2013. In the start, it was not very popular because the digital currencies were not very popular in 2013. But with the popularity of digital currencies and interest of people to invest in digital currencies like Ripple XRP and Bitcoin, the Changelly also got equal popularity.
Changelly has introduced a new option to the investors which allow them to buy Ripple XRP or any other types of the coin which supported by their company simply by paying through Credit or Debit card. This is the main reason which made Changelly one of the most popular cryptocurrency exchange websites. They are offering this option to all type of digital currency.
The process of purchasing XRP with a Credit card through Changelly is not difficult. It takes no more than few seconds to few minutes to get Ripple coin in your Ripple wallet.
Requirements to buy XRP with Credit or Debit Card:
There is not much requirement for this purpose. All you need to be a registered user on Changelly website (Which is totally free) and you must have a Ripple wallet address to receive the Ripple coin. The Ripple wallet account can be created on CoinPayment for free. They charge a fee only when you make a transaction.
Step by step guide to buying Ripple XRP Coin on Changelly with Credit Card:
Follow these steps to buy XRP on Changelly by paying through Debit card or Credit card:
Step 1: Register on the website:
Registration on Changelly is totally free for all investors. The website will charge a fee only on transactions. There is no fee to create and maintain an account on Changelly. To register on Changelly, you need to click on Sing up button which can be found on the top of the website, on the right-hand side. For registration purpose, you need to have a valid email ID where the website will send you your username, password, and other details.
Step 2: Select the currency:
Once you register on the website and follow the guide by creating your profile, the next step is to buy Ripple XRP with Credit/Debit Card. For this purpose, you need to visit the home page of Changelly. From there you need to select the currency you want to purchase e.g. Ripple (XRP) and enter the amount in USD in other bar. Once you done with this, click on exchange button. If you are already login to the website, it will take you the payment process page; otherwise, it will ask you to log in on Changelly first.
Step 3: Confirm your order:
On this page, you need to confirm your order by checking the amount in USD and XRP. You will get other information on this page including estimated time of arrival of XRP in your Ripple wallet. Click next if you agree with this.
Step 4: Enter the Ripple wallet address:
You need to create a Ripple wallet (some wallets give you Destination Tag to complete the transfer safe), where you would like to receive your Ripple coin (XRP). You can use CoinPayments network for this purpose because it is free and charge a very low fee on every transaction.
(For long term investment I high recommend Ledger Nano S wallet, For more information about Best Ripple XRP Wallets please check this article: 7 Best Ripple XRP Wallets for 2020 ) Once you enter the address of your wallet and destination tag, you need to click on the Next button to proceed.
Step 5: Confirm the information:
Changelly will ask for the confirmation before making the process. Look on the detail, if everything looks fine, click on the button called “Confirm and Make Payment”.
Step 6: Enter the Credit card details:
In the previous step, your transaction has been created to buy Ripple coin with your Credit or Debit card. Simply, click on Pay With Visa/Master Card button and enter your card details with valid thru and CVC details. Click on Pay button which will also show you the amount which you have to pay.
Step 7: Confirm your payment by SMS:
For this confirmation, you need to enter your phone number. You will receive a 4 digit code on your mobile for this purpose. If you do not receive the call, you can use the alternative way for the verification purpose. For this purpose, you must have a camera on your computer or mobile through which you are buying the Ripple coin. You will need to record a video by holding your passport with the picture in your hand. You will receive the code within 15 minutes if you choose the second option on your computer screen.
Step 8: Receive your Ripple coin:
Once you entered the four digit code, your transaction will be processed. It may take from 5-30 minutes to receive XRP in your Ripple wallet.
The time of receiving XRP in your Wallet also depends on the wallet website. If you choose Coinpayments as your Ripple XRP wallet, the process time will be very fast. Also, keep in mind that the first transaction on any website takes time because on the first transaction the company verifies the identity of the person to minimize the chances of fraud.
Read Our New Guide : An Ultimate Guide to Start Investing in Ripple XRP (Buying Guide) in 2021
Different websites have different policies when it’s come to purchase Ripple XRP due to which the process could be time taking but Changelly does not have any complex process of purchasing Ripple XRP with Debit or Credit Card, so as compared to other cryptocurrency websites, the process on Changelly is relatively fast.
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M Chapman
August 19, 2017 at 8:24 pm
It will NOT take us bank credit cards
ahmadderar
August 19, 2017 at 11:19 pm
Hi,
Any Credit/Debit Visa/Master Card Accepted from Changelly …
Jamaal Richardson
August 30, 2017 at 3:23 am
the payment processing service for Changelly DOES NOT OFFER SERVICES FOR US RESIDENTS.
ahmadderar
August 30, 2017 at 1:53 pm
Hi Jamaal
Who say that ? we use Changelly From USA With no problem 🙂
Garry
September 2, 2017 at 1:02 am
Are u sure ?
ahmadderar
September 2, 2017 at 11:00 am
Yes 🙂
Winston
December 3, 2017 at 7:30 am
I am in the USA too, but it wouldn’t even let me enter my phone number. What do I need to do to solve this?
Did you have any obstacles at all, or did you just know how to fix it?
adriano
December 27, 2017 at 11:50 pm
There is no ripple i just checked
ahmadderar
December 28, 2017 at 12:13 am
Reload it each 1 hour .. Changelly have Overload
Sango
December 28, 2017 at 7:20 am
no ripple in changelly…are they still supporting ?
run26mi
December 28, 2017 at 11:12 pm
Changelly is seriously overloaded apparently, I’ve been getting a “Server unavailable, please try again in a minute” message for over an hour.”
ahmadderar
December 29, 2017 at 11:41 am
Hi Run, Try Again Later
Shahreel
October 7, 2017 at 3:22 pm
At ripple.com they suggested a few sites to buy ripple from.. such as Bitstamp, gatehub, kraken etc..
If XRP ripple wants public to invest but buyer Ng the coins why don’t they make it easy for us to buy!?
Seems to me that they’re only interested to exchange ripples with BTC
Jason
December 21, 2017 at 3:28 am
XRP does not even show up as an option when I search entering ‘XRP’ in search field. I thought this was supposed to be real simple. Am I a complete moron doing something wrong?
Jason
December 22, 2017 at 3:57 pm
Same here. No option for XRP
Kelly
December 24, 2017 at 5:48 pm
The XRP is not a option too. How can I buy XRP by credit card please? I’m in Vietnam.
James
January 4, 2018 at 12:06 am
None of the exchanges that Ripple says to use will work. I tried them all. Fun!!
RX
December 13, 2017 at 11:51 pm
There are strict limits on first transactions. Wont be able to use a card of any kind and buy more than $500 in the first week.
XR
December 27, 2017 at 12:34 am
Same problem. XRP is not an option.
Ankit Priyadarshi
December 24, 2017 at 12:22 pm
It seems they do not support Ripples anymore.
ahmadderar
December 24, 2017 at 1:15 pm
Please Check it later
Philip Olsen
January 11, 2018 at 10:16 am
hi Ahmad. Can i buy ripple in my account with my friends mastercard?
ahmadderar
January 11, 2018 at 10:18 am
Yes you can
Gary
January 3, 2018 at 12:12 am
Your bank must support 3D -Secure for it to work.
james
September 2, 2017 at 5:28 pm
US does not work I also tried.
ahmadderar
September 2, 2017 at 5:48 pm
What the problem or error message you get ?
Joe
September 4, 2017 at 7:16 pm
I also tried several days ago and I got an error message saying that “Indacoin does not offer this service to your country.”
But, I was able to successfully use my American VISA credit card on Bitstamp to buy Bitcoin and then use my Bitcoin to purchase XRP. You will need to go through a verification process with Bitstamp that requires you to establish your identity ( I emailed a photo of the front and back of my driver’s license), and your residence ( I used a recent Juror certificate from my state, which I scanned that had my address printed on the letter).
One thing that I didn’t realize and was frustrated when I first tried to use my credit card without success, you MUST accept to enable two-step authorization before Bitstamp will allow you to provide credit card details to make instant purchases.
Best of luck to everyone!!!
Gary
January 3, 2018 at 12:13 am
Need 3D-secure for your bank.
Donald Powers
September 10, 2017 at 10:28 pm
This is disgusting, wasted at least 3 hours learning how to accomplish a purchase using coinpayments. Get to the last step before putting in my credit card number, and it gives me this message, copied and pasted.
We sincerely apologize for the inconvenience but Indacoin doesn’t operate in the US and can’t offer digital currency exchange services in that region. Thanks a lot for wasting my time.
ahmadderar
September 10, 2017 at 10:35 pm
Hi Donald,
You get this message on Changelly or on Coinpayments ??
Brian
September 15, 2017 at 10:20 pm
I get that same message from Changelly in the USA.
Kabir
September 15, 2017 at 7:12 am
would changelly work with pakistani bank debit cards.
ahmadderar
September 15, 2017 at 11:26 am
Yes
aqil
September 18, 2017 at 6:29 pm
can u plaese confirm me how to prvide xrp address, i am not getting it i am from pakistan, and city name required r not?
Sonia
October 15, 2017 at 1:41 am
I was quite surprised that I’d found a way to buy ripple in the USA after failing. But then was wondering why I had to go through the arduous journey of opening an account with coinbase who only offer three coins. Long story short in the USA we can ONLY buy LTC, bitecoin and ETH. Best of luck to all!
Eddie tabak
October 23, 2017 at 9:45 pm
Well according to regersting I will have a problem if I can not receive a code on my cell and I don’t know how to work the camera feature on my computer or cell. Is this something that happens often, seems like a big fat hassle. Please reply if this will be a problem, Thank you
ahmadderar
October 23, 2017 at 10:28 pm
Hi Eddie
you can buy without verified your identity, upload your photo will give you fast progress in the next time you buy from Changelly. but how you not receive SMS code ? are you put your correct mobile number ?
John
October 24, 2017 at 2:09 am
Don’t know how you but from US with credit /debt card when we try we get this error message -We sincerely apologize for the inconvenience but Indacoin doesn’t operate in the US and can’t offer digital currency exchange services in that region.
Very discouraging.
ahmadderar
October 24, 2017 at 1:20 pm
Yes, unfortunately Changelly now not available for US resident.
Randy
October 25, 2017 at 2:41 am
Is there anyway to buy using visa credit or debit in US. I have wallet just need a way to buy in US with debit or credit card.
Kumanan
November 7, 2017 at 5:04 pm
how to buy ripple using credit card USD in changelly.com. Using USD = other coins always showing zero. Or any other site to but ripple coins???
ahmadderar
November 7, 2017 at 7:47 pm
Zero ? Try it now please, I am check it and it’s 100% work
john
November 19, 2017 at 6:19 am
Why is the exchange rate differ so much on changelly?
ahmadderar
November 19, 2017 at 1:50 pm
Due to the bank who provide this service 🙂
walter
November 20, 2017 at 10:45 pm
When I Add my telephone number I read this message:”You will receive the requested amount of BTC after confirming the payment. Fees and additional expenses are included in the final BTC amount.
Please note, that the current exchange rate for this transaction
will be equivalent to BTC 1 = EURO 10121.46.”
Why? I have to buy BTC to convert?
Is it rgiht?
ahmadderar
November 21, 2017 at 2:13 pm
Yes That Normal .. Changelly using bitcoin for calculate rate, but you will receive XRP on your wallet when you buy it
Den
November 23, 2017 at 9:42 am
Does it work in the Philippines?
ahmadderar
November 23, 2017 at 12:13 pm
Yes
lexx
December 8, 2017 at 6:24 am
Why is the exchange rate for any amount of US dollar keeps getting 0 (zero) XRP?
I keep putting different amount but keep getting zero XRP
ahmadderar
December 8, 2017 at 9:00 am
Changelly have overload now.. try it again after 24 hours
MBerry
November 24, 2017 at 12:26 pm
Hi, so basically the wallet is coming from France. Once I receive it, Can I then use it to purchase XRP here in the U.S, using my debit card on Changelly?
ahmadderar
November 24, 2017 at 1:24 pm
Yes you can receive your XRP .. but you can’t buy Ripple XRP From USA through Changelly ..
MBerry
November 24, 2017 at 2:32 pm
Being in U.S, Where Can I buy Ripple XRP?
ahmadderar
November 24, 2017 at 10:45 pm
bitstamp, kraken, gatehub … ect
catrina
November 27, 2017 at 4:51 am
is the best way to get ripple in US by buying btc from coinbase and exchanging on changelly? if so, how is it done and how do you then transfer it to your wallet?
ahmadderar
November 27, 2017 at 8:52 am
you can buy Ripple XRP using Bitstamp.com or kraken.com from US and send it to your wallet …
or you can buy BTC from coinbase and exchange it to Ripple XRP using changelly only add your wallet address and you will get ripple xrp on your wallet
Dan
November 29, 2017 at 3:05 am
New to this. Interested in Ripple.
What is a wallet address?
I have my coinbase account.
Created an address.
Where does the code show up for my address.
Palavalli Gupta
December 4, 2017 at 7:40 am
Coinbase does not support XRP purchase.
dave
December 2, 2017 at 9:23 am
Can i use a prepaid Visa card to buy Ripple XRP
ahmadderar
December 2, 2017 at 1:15 pm
Yes Off course
Palavalli Gupta
December 4, 2017 at 7:39 am
One can use BITSTAMP to buy XRP using credit/debit card. Looks like BITSTAMP prices are far better than CHANGELLY.
N
December 5, 2017 at 1:08 am
How can i in future convert back to usd and transfer money back to my credit card?
J
December 7, 2017 at 4:38 pm
Bitstamp is not showing my available balance in USD although xrp has already been credits
m
December 8, 2017 at 12:39 am
i get
500 – Internal server error.
There is a problem with the resource you are looking for, and it cannot be displayed.
tried 3 different cards and same issue
Huzai
December 8, 2017 at 7:24 am
I already send eth to convert xrp ..the transaction is done and my etc from ccex already deducted..but changelly say no payment receive.. what I suppose to do?
ahmadderar
December 8, 2017 at 8:59 am
Changelly have overload now … don’t worry everything will be ok ..
Michael
December 8, 2017 at 4:17 pm
Changelly does not have the XRP (Ripple) selection. Why does everyone say you can purchase Ripple through this site? What other methods can be done to purchase this in US?
moh
December 8, 2017 at 7:40 pm
Right now 1 Ripple = $0.251 but $1 on Changely buys 2.86195123 Ripple. It should be near 3.98
Is something wrong or I miss something?
ahmadderar
December 8, 2017 at 9:11 pm
unfortunately changelly have very high rate from usd to xrp
moh
December 9, 2017 at 5:30 am
I can buy only with credit card. Is there any other solution to buy with more logical rate?
atif
December 11, 2017 at 5:47 am
can I buy BTC, XRP and ETC from changelly via my credit card in paksitan.
also tell how do i withdraw money frmo changelly.
Can i store my coins in changelly or do i need to transfer it to some other wallet for long time
ahmadderar
December 11, 2017 at 2:33 pm
Hi
yes you can buy from changelly using your credit card
no, you can’t store it on changelly you need wallet
Laurie
December 11, 2017 at 10:51 pm
What about the exodus wallet? Is this wallet safe? Any good?
ahmadderar
December 11, 2017 at 10:58 pm
Yes it’s safe
Ben
December 12, 2017 at 7:05 am
Hey, also Changelly also requires a min. Of $100 so have at least that they would rather you buy in the hundreds to make it worth it.
Navdeep Gadhoke
December 12, 2017 at 1:47 pm
How do I buy Ripple using Litecoin ?
ahmadderar
December 12, 2017 at 8:34 pm
on Changelly you can exchange litecoin to XRP
Navdeep Gadhoke
December 12, 2017 at 11:00 pm
How do I buy Ripple using Litecoin ? I got to changely and couldnt find a way to tranfer my litecoins to it. Pls help
ahmadderar
December 17, 2017 at 8:54 am
Use Changelly
shayan
December 13, 2017 at 12:13 am
can i buy from pakistan using my visa card?
ahmadderar
December 13, 2017 at 8:10 am
yes you can
Jimmy
December 13, 2017 at 5:44 am
I have been trying to purchase ripple on Changelly. Ripple (XRP) is not an option in the drop down. Am I missing something? Has it been removed from the site??? If so…anyone know what exchange I can use to purchase Ripple?
Thanks!
ahmadderar
December 17, 2017 at 8:52 am
Hi Jimmy
Please check it now
Peter
December 13, 2017 at 10:31 am
He Jimmy for me the same I also want to buy ripple on Changely but I can’t find them
ahmadderar
December 17, 2017 at 8:50 am
Hi Peter
check it now please
Frank
December 13, 2017 at 11:22 pm
Same here Ripple is not showing as an option to buy
ahmadderar
December 17, 2017 at 8:49 am
Hi Frank
check it now please
Crystal
December 14, 2017 at 3:27 pm
Any suggestions on wallets with Mobile AND desktop capability to hold various currencies like XRP, BTC, LTC, Ethereum, IOTA?
Asim Ali
December 16, 2017 at 10:09 am
I make and account at Changelly, but in the list of crypto its not showing the Ripple, Kindly help me i want to buy ripple.
ahmadderar
December 17, 2017 at 8:49 am
Hi Asim
check it now please
chy
December 19, 2017 at 7:07 am
XRP NOT INCLUDED IN THE DROP DOWN ARROW
Hi
December 19, 2017 at 6:45 pm
XRP is no longer offered on there
ahmadderar
December 19, 2017 at 10:09 pm
Check it again later
Steve
December 17, 2017 at 2:34 pm
So when it says send to wallet, it won’t stay on bitstamp exchange then correct? It will go to my toast wallet?
ralf
December 17, 2017 at 3:27 pm
hm. looks like no more xrp is offered, i can not see it on the list to buy directly from us$. fist buy bitcoin, then exchange… not the best way.
mark campbell
December 19, 2017 at 12:52 am
I tried to sign up for bitstamp account and they want my ss# which I will not put online. is there any other sites that can be used in the usa that I can use to buy xrp that does not require a ss#?
Doug Cutler
December 19, 2017 at 2:00 am
Did changelly take XRP away for some reason?
Dillip
December 19, 2017 at 10:35 am
XRP is away from the wallet?
Tim Newman
December 19, 2017 at 11:30 pm
Reading Challengly’s Facebook page see’s hundred of complaints about orders.
I’d steer clear.
Kmmichelle
December 25, 2017 at 4:12 am
I’ve been seeing tons of complaints on all of these exchanges. very scary
Alex
December 20, 2017 at 6:01 pm
I made an account on Changelly, but in the list of crypto its not showing the Ripple. Can you help me ?
Yavuz
December 21, 2017 at 2:39 pm
It seems that Changelly took XRP away for some reason. It’s no where to be found in currency/coins list.
RON D.
December 22, 2017 at 6:34 pm
Has Changelly stopped selling XRP? It is not on the list….
Pascal
December 26, 2017 at 8:58 pm
Hi, I just have an account on counpayments. Now I want to buy XRP on changelly (or when it’s not possible on changelly somewhere else). In step 4 I have to fill in my ripple wallet address and a destination tag. Where can I find that??
Shailen
December 28, 2017 at 10:00 am
There is no option to buy Ripple (XRP) in changelly
ahmadderar
December 28, 2017 at 10:03 am
Check it again later
kamal
December 28, 2017 at 10:30 pm
I try many time to buy ripple from changelly and every time there is massage from them when i press ( confirm and make payment ) :
” Server unavailable
Please try again in a minute ” !!!!
ahmadderar
December 29, 2017 at 11:40 am
Hi Kamel, Try Again Later
Rango
December 29, 2017 at 8:02 am
Hi, I just try to buy some ripple, but there is (generic?) message Server Unavailable Please try again in a minute. This situation is in last hour or two, is there any chance that I can buy something via this service?
Mrcina
December 29, 2017 at 1:14 pm
Trying to buy XRP for 100 USD almost last 5-7 hours without success. Still generic message “Server unavailable, try again later”… It is very “professional” from your side to not show my messages here… keep up shitty job and hope so you will lose all customers…
ahmadderar
December 29, 2017 at 6:14 pm
Hi Mrcina
Changelly have overload now.. I am only help people how to buy Ripple XRP and I am not the owner for Changelly
marissa jose
December 30, 2017 at 4:36 am
try shapeshift.
Werner
December 31, 2017 at 8:52 am
No Ripples !!
WHe u offer ripples ?
Thomas
January 2, 2018 at 9:38 pm
After 4 hours of “Server Unavailable” I tried to refresh and XRP is no longer listed. Why is that? what happened? I specifically signed up for your site for XRP.
Gary
January 3, 2018 at 12:17 am
I am very wary of anyone from India region giving support. The India people are often into scamming.
Witchkraftt
January 3, 2018 at 9:34 am
Personally I’ve found Poloniex to be the best place for XRP. It’s been about a year since I bought my XRP but it was easy, fast and secure. Only issue is that Coinbase doesn’t support XRP now. But since XRP is something we would ideally want to hold on to for the long run it’s all good. And if you ever want to cash out to CB you can always convert XRP to ETH or bitcoin and then transfer.
louise
January 3, 2018 at 1:00 pm
hi there,
is there anyway to use paypall to buy ripple.
ahmadderar
January 3, 2018 at 10:50 pm
Hi
Unfortunately No Option to buy ripple xrp with PayPal
Nadua
January 9, 2018 at 11:53 am
Hi, I Am from Pakistan and want to buy ripple as short term investment. I m interested to hold just for a month and then want to exchange with USD again. Let’s say if I purchase ripple against 100$ through my debut card , how can I again sale it after a month and how would I receive money against it?
ahmadderar
January 9, 2018 at 11:03 pm
I will publish article about It tomorrow or after tomorrow … subscribe to our mail list and follow us on twitter & Facebook to see articles when it published
Twitter: https://twitter.com/RippleCoinNews
Facebook: https://www.facebook.com/ripplecoinnews
Randy V
January 10, 2018 at 6:14 pm
just successfully bought Bitcoin on Changelly using US visa Card. Was denied by my bank at first. Once I called my bank they approved the payment. Now I am converting the BTC to XRP which had a better exchange rate than USD to XRP directly.
Abdul Rasheed
January 12, 2018 at 2:19 pm
I am from India and I am looking for opportunities for arbitrage. Can I buy XRP using my Credit card issued here, i.e. by a bank in India? Please assists.
ahmadderar
January 12, 2018 at 2:42 pm
Yes you can
babar sultan
January 12, 2018 at 3:11 pm
is it possible to buy in Pakistan through MasterCard and after buying how to sell them .?
ahmadderar
January 12, 2018 at 9:29 pm
Hi Babar Sultan
Yes it’s Possible
Ali raza
January 18, 2018 at 2:04 pm
Changely is still working.?
ahmadderar
January 18, 2018 at 2:04 pm
Yes Still Working ..
myl
January 22, 2018 at 8:11 am
where can i find my wallet address in coinpayments.net?
JarCat
March 22, 2018 at 2:51 am
Still no access for United States?
ahmeddirar
March 22, 2018 at 12:19 pm
YES unfortunately 🙁
Irritated and Disappointed
September 9, 2018 at 4:16 am
NOPE!! Still no access from the US. What a useless service. All this talk about Changelly being one of the best services for direct buy with a card on the web. Give me a break.
rahul
October 18, 2018 at 8:59 am
can i buy xrp from india with indian bank credit card and can changelly work with toast wallet??