How To Buy Ripple XRP Coin With Credit/Debit Card

changelly visa

One of the problems which most investors of Ripple coin investors face is the problem to buy Ripple coin with bank, debit card and credit card. There is very limited cryptocurrency exchange services platform which allows you to purchase Ripple coin directly by paying money through Credit or Debit card. Mostly, the website required you to purchase Bitcoin first and then convert them into Ripple coin. Due to double transition, you lost some coin because the rate of BTC changed very fast, second, you have to pay double transaction and exchange fee; first, the fee to change USD to BTC and then BTC to XRP. But Changelly has solved this issue.

Changelly Voted Best Crypto-Currency Exchange website For 2017 Read Our Review

Changelly is a popular cryptocurrency exchange website which is specially created for the digital currency. Changelly was founded in 2013. In the start, it was not very popular because the digital currencies were not very popular in 2013. But with the popularity of digital currencies and interest of people to invest in digital currencies like Ripple coin and Bitcoin, the Changelly also got equal popularity.

changelly coin buy

Changelly has introduced a new option to the investors which allow them to buy Ripple XRP coin or any other types of the coin which supported by their company simply by paying through Credit or Debit card. This is the main reason which made Changelly one of the most popular cryptocurrency exchange websites. They are offering this option to all type of digital currency.

The process of purchasing Ripple coin with a Credit card through Changelly is not difficult. It takes no more than few seconds to few minutes to get Ripple coin in your Ripple wallet.

changelly coin buy

Requirements to buy Ripple coin with Credit or Debit Card:

There is not much requirement for this purpose. All you need to be a registered user on Changelly website (Which is totally free) and you must have a Ripple wallet address to receive the Ripple coin. The Ripple wallet account can be created on CoinPayment for free. They charge a fee only when you make a transaction.

Step by step guide to buying Ripple XRP Coin on Changelly with Credit Card:

Follow these steps to buy XRP on Changelly by paying through Debit card or Credit card:

Step 1: Register on the website:


changelly singup

Registration on Changelly is totally free for all investors. The website will charge a fee only on transactions. There is no fee to create and maintain an account on Changelly. To register on Changelly, you need to click on Sing up button which can be found on the top of the website, on the right-hand side. For registration purpose, you need to have a valid email ID where the website will send you your username, password, and other details.

Step 2: Select the currency:

changelly ripple

Once you register on the website and follow the guide by creating your profile, the next step is to buy Ripple coin with Credit/Debit Card. For this purpose, you need to visit the home page of Changelly. From there you need to select the currency you want to purchase e.g. Ripple Coin (XRP) and enter the amount in USD in other bar. Once you done with this, click on exchange button. If you are already login to the website, it will take you the payment process page; otherwise, it will ask you to log in on Changelly first.

Step 3: Confirm your order:

On this page, you need to confirm your order by checking the amount in USD and XRP. You will get other information on this page including estimated time of arrival of XRP in your Ripple wallet. Click next if you agree with this.

Step 4: Enter the Ripple wallet address:

changelly address

You need to create a Ripple wallet (some wallets give you Destination Tag to complete the transfer safe), where you would like to receive your Ripple coin. You can use CoinPayments network for this purpose because it is free and charge a very low fee on every transaction. (For long term investment i high recommend Ledger Nano S wallet,For more information about Best Ripple XRP Wallets please check this article: 4 Best Ripple XRP Wallets for 2017 )Once you enter the address of your wallet and destination tag, you need to click on Next button to proceed.

Step 5: Confirm the information:

changelly xrp confirm

Changelly will ask for the confirmation before making the process. Look on the detail, if everything looks fine, click on the button called “Confirm and Make Payment”.

Step 6: Enter the Credit card details:

changelly visa

In the previous step, your transaction has been created to buy Ripple coin with your Credit or Debit card. Simply, click on Pay With Visa/Master Card button and enter your card details with valid thru and CVC details. Click on Pay button which will also show you the amount which you have to pay.

Step 7: Confirm your payment by SMS:

changelly phone

For this confirmation, you need to enter your phone number. You will receive a 4 digit code on your mobile for this purpose. If you do not receive the call, you can use the alternative way for the verification purpose. For this purpose, you must have a camera on your computer or mobile through which you are buying the Ripple coin. You will need to record a video by holding your passport with the picture in your hand. You will receive the code within 15 minutes if you choose the second option on your computer screen.

changelly coin buy

Step 8: Receive your Ripple coin:

Once you entered the four digit code, your transaction will be processed. It may take from 5-30 minutes to receive Ripple coin in your Ripple wallet.

The time of receiving Ripple coin in your Wallet also depends on the wallet website. If you choose Coinpayments as your Ripple coin, the process time will be very fast. Also, keep in mind that the first transaction on any website takes time because on the first transaction the company verifies the identity of the person to minimize the chances of fraud.

Different websites have different policies when it’s come to purchase Ripple XRP coin due to which the process could be time taking but Changelly does not have any complex process of purchasing Ripple coin with Debit or Credit Card, so as compared to other cryptocurrency websites, the process on Changelly is relatively fast.

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  1. M Chapman 3 months ago

    It will NOT take us bank credit cards

    • ahmadderar 3 months ago

      Any Credit/Debit Visa/Master Card Accepted from Changelly

      • Jamaal Richardson 3 months ago

        the payment processing service for Changelly DOES NOT OFFER SERVICES FOR US RESIDENTS.

        • ahmadderar 3 months ago

          Hi Jamaal
          Who say that ? we use Changelly From USA With no problem 🙂

          • Garry 3 months ago

            Are u sure ?

          • ahmadderar 3 months ago

            Yes 🙂

      • Shahreel 2 months ago

        At they suggested a few sites to buy ripple from.. such as Bitstamp, gatehub, kraken etc..
        If XRP ripple wants public to invest but buyer Ng the coins why don’t they make it easy for us to buy!?

        Seems to me that they’re only interested to exchange ripples with BTC

  2. james 3 months ago

    US does not work I also tried.

    • ahmadderar 3 months ago

      What the problem or error message you get ?

      • Joe 3 months ago

        I also tried several days ago and I got an error message saying that “Indacoin does not offer this service to your country.”
        But, I was able to successfully use my American VISA credit card on Bitstamp to buy Bitcoin and then use my Bitcoin to purchase XRP. You will need to go through a verification process with Bitstamp that requires you to establish your identity ( I emailed a photo of the front and back of my driver’s license), and your residence ( I used a recent Juror certificate from my state, which I scanned that had my address printed on the letter).
        One thing that I didn’t realize and was frustrated when I first tried to use my credit card without success, you MUST accept to enable two-step authorization before Bitstamp will allow you to provide credit card details to make instant purchases.
        Best of luck to everyone!!!

  3. Donald Powers 2 months ago

    This is disgusting, wasted at least 3 hours learning how to accomplish a purchase using coinpayments. Get to the last step before putting in my credit card number, and it gives me this message, copied and pasted.

    We sincerely apologize for the inconvenience but Indacoin doesn’t operate in the US and can’t offer digital currency exchange services in that region. Thanks a lot for wasting my time.

    • ahmadderar 2 months ago

      Hi Donald,
      You get this message on Changelly or on Coinpayments ??

      • Brian 2 months ago

        I get that same message from Changelly in the USA.

  4. Kabir 2 months ago

    would changelly work with pakistani bank debit cards.

    • ahmadderar 2 months ago


  5. aqil 2 months ago

    can u plaese confirm me how to prvide xrp address, i am not getting it i am from pakistan, and city name required r not?

  6. Sonia 1 month ago

    I was quite surprised that I’d found a way to buy ripple in the USA after failing. But then was wondering why I had to go through the arduous journey of opening an account with coinbase who only offer three coins. Long story short in the USA we can ONLY buy LTC, bitecoin and ETH. Best of luck to all!

  7. Eddie tabak 1 month ago

    Well according to regersting I will have a problem if I can not receive a code on my cell and I don’t know how to work the camera feature on my computer or cell. Is this something that happens often, seems like a big fat hassle. Please reply if this will be a problem, Thank you

    • ahmadderar 1 month ago

      Hi Eddie

      you can buy without verified your identity, upload your photo will give you fast progress in the next time you buy from Changelly. but how you not receive SMS code ? are you put your correct mobile number ?

  8. John 4 weeks ago

    Don’t know how you but from US with credit /debt card when we try we get this error message -We sincerely apologize for the inconvenience but Indacoin doesn’t operate in the US and can’t offer digital currency exchange services in that region.

    Very discouraging.

    • ahmadderar 4 weeks ago

      Yes, unfortunately Changelly now not available for US resident.

  9. Randy 4 weeks ago

    Is there anyway to buy using visa credit or debit in US. I have wallet just need a way to buy in US with debit or credit card.

  10. Kumanan 2 weeks ago

    how to buy ripple using credit card USD in Using USD = other coins always showing zero. Or any other site to but ripple coins???

    • ahmadderar 2 weeks ago

      Zero ? Try it now please, I am check it and it’s 100% work

  11. john 4 days ago

    Why is the exchange rate differ so much on changelly?

    • ahmadderar 3 days ago

      Due to the bank who provide this service 🙂

  12. walter 2 days ago

    When I Add my telephone number I read this message:”You will receive the requested amount of BTC after confirming the payment. Fees and additional expenses are included in the final BTC amount.
    Please note, that the current exchange rate for this transaction
    will be equivalent to BTC 1 = EURO 10121.46.”
    Why? I have to buy BTC to convert?
    Is it rgiht?

    • ahmadderar 1 day ago

      Yes That Normal .. Changelly using bitcoin for calculate rate, but you will receive XRP on your wallet when you buy it

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